Emergency Rental Assistance
Emergency Housing Assistance Programs Coronavirus Relief Funds (CRF) Background o The Coronavirus Aid, Relief, and Economic Security (CARES) Act (P.L. 116-136) allocated $3.5 billion in Coronavirus Relief Funds (CRF) to the State of Illinois. o The Illinois General Assembly included a line-item in their FY2021 Budget (P.A. 101-0637) allocating $396 million in CRF to IHDA to fund affordable housing grants, for the benefit of persons impacted by the COVID-19 public health emergency, for emergency rental assistance, emergency mortgage assistance and subordinate financing, in the approximate amounts:
• $217 million statewide; •
$100 million specifically to meet the needs of people in disproportionately impacted areas, based on positive COVID-19 cases; and •
$79 million for providers in areas that did not receive direct CRF allotments (Excludes: City of Chicago and Cook, DuPage, Kane, Lake and Will Counties) The Emergency Rental Assistance (ERA) program will provide renters impacted by COVID-19
$5,000 for back rent and prepay through 2020, or until funds are exhausted.
IHDA will accept applications August 10 through August 21
Household income must be at or below 80% Area Median Income o You have an unpaid rent balance that began on or after March 1, 2020 due to loss of income related to COVID-19 pandemic o Applications will be selected by a third-party randomization service, not through first come, first served o If approved, payment will be wired directly to the landlord within 10 business days; or 15-20 days if by paper check o Visit era.ihda.org to apply and find additional information
The Emergency Mortgage Assistance (EMA) program will provide homeowners impacted by COVID-19 up to $15,000 to reinstate their mortgage and prepay through 2020 or until funds are exhausted. o IHDA will accept applications August 24 through September 4 o Household income must be at or below 120% Area Median Income o You have a past due balance or a forbearance balance that began sometime on or after March 1, 2020 due to loss of income related to COVID-19 pandemic Applications will be selected by a third-party randomization service, not through first come, first served
Must be primary residence and mortgage balance is $425,000 or less
Your mortgage is in 1st lien/mortgage position o If approved, payment be sent directly to servicer approximately 7-10 days after you sign the Promissory Note. A second payment will occur up to one month after the first payment
Visit ema.ihda.org to apply and find additional information.
Potential applicants may contact IHDA’s call center at (312) 883-2720, or toll-free at (888) 252-1119. For those who are deaf, hard of hearing or speech-impaired, please contact Navicore Solutions for free assistance at (877) 274-4309 (TTY).
More information HERE
How To Apply
English Application 👇
Spanish Application 👇
Please see the attached information about a $5,000 grant for Emergency Rental Assistance for households impacted by COVID-19 through the Illinois Housing Development Authority.
Applications will be accepted from August 10th through the 21st.
Application assistance can be provided through The Neighbor Project in Aurora by calling 630-906-9400.
For more information on the program, call 312-883-2720. Please share widely.