Emergency Rental Assistance

Emergency Housing Assistance Programs Coronavirus Relief Funds (CRF) Background o The Coronavirus Aid, Relief, and Economic Security (CARES) Act (P.L. 116-136) allocated $3.5 billion in Coronavirus Relief Funds (CRF) to the State of Illinois. o The Illinois General Assembly included a line-item in their FY2021 Budget (P.A. 101-0637) allocating $396 million in CRF to IHDA to fund affordable housing grants, for the benefit of persons impacted by the COVID-19 public health emergency, for emergency rental assistance, emergency mortgage assistance and subordinate financing, in the approximate amounts:

• $217 million statewide; •

$100 million specifically to meet the needs of people in disproportionately impacted areas, based on positive COVID-19 cases; and •

$79 million for providers in areas that did not receive direct CRF allotments (Excludes: City of Chicago and Cook, DuPage, Kane, Lake and Will Counties) The Emergency Rental Assistance (ERA) program will provide renters impacted by COVID-19

$5,000 for back rent and prepay through 2020, or until funds are exhausted.

IHDA will accept applications August 10 through August 21

Household income must be at or below 80% Area Median Income o You have an unpaid rent balance that began on or after March 1, 2020 due to loss of income related to COVID-19 pandemic o Applications will be selected by a third-party randomization service, not through first come, first served o If approved, payment will be wired directly to the landlord within 10 business days; or 15-20 days if by paper check o Visit era.ihda.org to apply and find additional information

The Emergency Mortgage Assistance (EMA) program will provide homeowners impacted by COVID-19 up to $15,000 to reinstate their mortgage and prepay through 2020 or until funds are exhausted. o IHDA will accept applications August 24 through September 4 o Household income must be at or below 120% Area Median Income o You have a past due balance or a forbearance balance that began sometime on or after March 1, 2020 due to loss of income related to COVID-19 pandemic Applications will be selected by a third-party randomization service, not through first come, first served

Must be primary residence and mortgage balance is $425,000 or less

Your mortgage is in 1st lien/mortgage position o If approved, payment be sent directly to servicer approximately 7-10 days after you sign the Promissory Note. A second payment will occur up to one month after the first payment

Visit ema.ihda.org to apply and find additional information.

Potential applicants may contact IHDA’s call center at (312) 883-2720, or toll-free at (888) 252-1119. For those who are deaf, hard of hearing or speech-impaired, please contact Navicore Solutions for free assistance at (877) 274-4309 (TTY).

More information HERE

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ERA Flyer_FINAL

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Download PDF • 988KB

How To Apply

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ERA_How To Apply FINAL ENGLISH

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Download PDF • 174KB

English Application 👇

ERA_How To Apply FINAL ENGLISH

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Download PDF • 174KB

Spanish Application 👇

ERA Flyer_FINAL

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Download PDF • 988KB

Please see the attached information about a $5,000 grant for Emergency Rental Assistance for households impacted by COVID-19 through the Illinois Housing Development Authority.

Applications will be accepted from August 10th through the 21st.

Application assistance can be provided through The Neighbor Project in Aurora by calling 630-906-9400.

For more information on the program, call 312-883-2720. Please share widely.